Annual EIPP Upgrade Opportunity for
Greater Essex,
Near North and Toronto Members
No Medical Exams. No Medical Questions.
Enrollment form must be received by May 31,
2008
Over time, things change.
This is a unique opportunity for you to reassess
your needs and consider upgrading your income
protection coverage. Think about it - has your
salary increased, have you purchased a new home? No
matter the circumstance, please take a moment to
consider if your coverage is in line with your need.
Negotiated for You but Time is Limited
Your District has negotiated with Teachers
Life the ability for you to upgrade your Educator's Income Protection Plan (EIPP)
coverage without having to undergo any medical exams or
answer a single health question.
Respond before May 31, 2008 and you can
upgrade your coverage by one level, or add a 2% Cost
of Living Adjustment to your income protection plan
without having to take a medical exam or answer any
health questions.
This is insurance, so there are some
eligibility
requirements and certain
restrictions and
limitations apply. For details click on the
underlined option.
Upgrading Your EIPP Coverage Has Never Been So
Easy!
Click here for your enrollment form
and plan details
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NEW! e-APP Combines
Life and Critical Illness in One Product - Online
After researching the insurance market and listening
to feedback from our Members, Teachers Life is
excited to introduce a unique new online insurance
product. Available only to the education community
and their families - electronic - Asset
Protection Plus (e-APP).
e-APP combines traditional, affordable term life
insurance, with the living benefit of critical
illness protection. Getting a quote and to applying is
easy! It is all online, through the Teachers Life
website, to get a quote apply
click here.
Rates Guaranteed for 25 Years!
e-APP
provides duo protection combining the best of both
worlds -- a 25-year term life product, to safeguard
your mortgage or other expenses, partnered with
critical illness insurance. Critical illness is a
living insurance benefit, paid-out directly to you
if you are diagnosed with cancer, stroke
or heart attack. Bundled together, at
rates that are guaranteed not to increase for the
life of the policy - 25 years, e-APP offers a unique
coverage opportunity. For product details
click here.
Tax-free Payment - when It's Needed Most
Getting sick - no one wants that but, it can
happen. With the protection of e-APP you have the
bases covered. Upon diagnosis of heart attack,
stoke or cancer - e-APP provides a one
time
tax-free payout. Depending on the coverage selected, up
to $37,500 of critical illness insurance could be
payable - directly to you.
Protect your Savings with e-APP!
Whether critical illness proceeds are used to cover
medical treatments or procedures not covered
by OHIP or maybe you decide to recover somewhere
sunny and warm with your family. With e-APP, the
critical illness payout is yours! Money to use as
you see fit -- while all along retaining the
long-term protection of the life insurance component
of
e-APP.
Getting a Quote and Applying is Easy -
Everything's
Online!
As well rounded as this insurance protection is, the
best part - getting a quote and applying has never
been so easy! Everything is done online and should
take no more than 15 minutes. Simply
click
here for a quote and follow the prompts to apply.
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Understanding Your Needs
Buying a house? Getting married? Having a baby? Purchasing a cottage? Planning your retirement? No matter where you are in your career – just starting, mid-way through or nearing retirement – you'll find we understand your needs because we've been there too. Our focus is on getting you "ready for life", helping provide economic stability for you and your family.
Whether it is individual life insurance or your District is looking for member coverage I invite you to consider the details of our Teachers Life array of solutions.
Duane's Picks
 Hi, I'm Duane Young, one of the Member Services Representatives here at Teachers Life. I spend a lot of time talking with teachers about their insurance needs and here's the scoop. There is a lot of interest in
Term 10, Term 20 and PermaTerm 100 life insurance along with Critical Illness.
For the most part teachers are looking to insure their needs with affordable insurance solutions and that's what they like about the Teachers Life Term 10, Term 20
and e-APP coverage.
The other term product teachers are interested in is
PermaTerm 100. This product offers life time coverage. What teachers are finding appealing is the flexibility this product offers. While it can be purchased as a stand alone insurance solution, many teachers appreciate the ability to convert a portion of their Term 10 or Term 20 coverage. The benefit - instead of waiting until retirement years, when the for the most part insurance can become more costly due to increased age and potential health concerns, they lock-in coverage or a portion of coverage when it is more affordable.
 The other product of interest is
Critical Illness. Getting sick isn't something anyone likes to think about, but most of us have a story to tell about a friend or acquaintance who struggled financially while coping with a serious illness. Our members like the financial protection the Teachers Life Critical Insurance plan offers and appreciate the fact that the money is paid directly to them. Whether recuperating in Hawaii with the family or paying for specialized treatment outside Canada, the money is there to use how ever a member deems fit - freeing them to focus their energies where they should be - on getting well.
I thought you would be interested to learn what other teachers are asking about. There are plenty of details regarding the Teachers Life insurance solutions, to learn more about each of these products simply click on the product name. Or if you prefer, give me a call I'd be happy to walk through the options with you. Or
click here and complete a request for information inquiry.
Kindest regards,
Duane Young
Member Service Representative
416 620-1140
dyoung@teacherslife.com
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