"There will never be enough words to thank this Society for the care, support and civility that I have received since being associated with you since I had to leave work... (Teachers Life) made the difference in living somewhere between the house and curb. It allowed me to have self respect while trying to gain more independence..."

D.T., London

NEW! e-APP Combines Life and Critical Illness in One Product - Online

After researching the insurance market and listening to feedback from our Members, Teachers Life is excited to introduce a unique new online insurance product. Available only to the education community and their families - electronic - Asset Protection Plus (e-APP).

e-APP combines traditional, affordable term life insurance, with the living benefit of critical illness protection. Getting a quote and to applying is easy! It is all online, through the Teachers Life website, to get a quote apply click here.

Rates Guaranteed for 25 Years!
e-APP provides duo protection combining the best of both worlds -- a 25-year term life product, to safeguard your mortgage or other expenses, partnered with critical illness insurance. Critical illness is a living insurance benefit, paid-out directly to you if you are diagnosed with cancer, stroke or heart attack.  Bundled together, at rates that are guaranteed not to increase for the life of the policy - 25 years, e-APP offers a unique coverage opportunity.  For product details click here.

Tax-free Payment - when It's Needed Most
 Getting sick - no one wants that but, it can happen. With the protection of e-APP you have the bases covered. Upon diagnosis of heart attack, stoke or cancer - e-APP provides a one time tax-free payout. Depending on the coverage selected, up to $37,500 of critical illness insurance could be payable - directly to you.   

Protect your Savings with e-APP!
Whether critical illness proceeds are used to cover medical treatments or procedures not covered by OHIP or maybe you decide to recover somewhere sunny and warm with your family. With e-APP, the critical illness payout is yours! Money to use as you see fit -- while all along retaining the long-term protection of the life insurance component of
e-APP.

Getting a Quote and Applying is Easy - Everything's Online!
As well rounded as this insurance protection is, the best part - getting a quote and applying has never been so easy! Everything is done online and should take no more than 15 minutes. Simply click here for a quote and follow the prompts to apply.

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Understanding Your Needs
Buying a house? Getting married? Having a baby? Purchasing a cottage? Planning your retirement? No matter where you are in your career – just starting, mid-way through or nearing retirement – you'll find we understand your needs because we've been there too. Our focus is on getting you "ready for life", helping provide economic stability for you and your family.

Whether it is individual life insurance or your District is looking for member coverage I invite you to consider the details of our Teachers Life array of solutions.

Duane's Picks
Hi, I'm Duane Young, one of the Member Services Representatives here at Teachers Life. I spend a lot of time talking with teachers about their insurance needs and here's the scoop. There is a lot of interest in Term 10, Term 20 and PermaTerm 100 life insurance along with Critical Illness.   

For the most part teachers are looking to insure their needs with affordable insurance solutions and that's what they like about the Teachers Life Term 10, Term 20 and e-APP coverage.  

The other term product teachers are interested in is PermaTerm 100. This product offers life time coverage. What teachers are finding appealing is the flexibility this product offers. While it can be purchased as a stand alone insurance solution, many teachers appreciate the ability to convert a portion of their Term 10 or Term 20 coverage. The benefit - instead of waiting until retirement years, when the for the most part insurance can become more costly due to increased age and potential health concerns, they lock-in coverage or a portion of coverage when it is more affordable.  

The other product of interest is Critical Illness. Getting sick isn't something anyone likes to think about, but most of us have a story to tell about a friend or acquaintance who struggled financially while coping with a serious illness. Our members like the financial protection the Teachers Life Critical Insurance plan offers and appreciate the fact that the money is paid directly to them. Whether recuperating in Hawaii with the family or paying for specialized treatment outside Canada, the money is there to use how ever a member deems fit - freeing them to focus their energies where they should be - on getting well.

I thought you would be interested to learn what other teachers are asking about.   There are plenty of details regarding the Teachers Life insurance solutions, to learn more about each of these products simply click on the product name. Or if you prefer, give me a call I'd be happy to walk through the options with you. Or click here and complete a request for information inquiry.  

Kindest regards,

Duane Young
Member Service Representative
416 620-1140
dyoung@teacherslife.com