Use of this Website, General Disclaimer
Teachers Life Insurance Society (Fraternal) – hereinafter referred to as "Teachers Life" - is a fraternal society, incorporated in the Province of Ontario, Canada on July 21, 1939. Its head office is in Toronto, ON. Its operations are governed by the Ontario Insurance Act. Currently, the Society is licensed to operate in Ontario. The laws of Canada and laws of the Province of Ontario applicable therein govern the use of this website.
Terms and Conditions for Use of this Web site
The following information constitutes Teachers Life terms and conditions for use of this website. Teachers Life through this website, provides access to resources and other information as a service to our members or prospective members or other interested parties. This site is provided for personal, non-commercial use and if the user cannot agree with any of the following terms and conditions, he or she should cease using this site immediately. Teachers Life may revise these terms and conditions from time to time. For updates, it is necessary to visit this page periodically to review the most recent current terms and conditions.
Privacy of Information
The Internet is not a secure medium and unauthorized modification of the information in this website may occur. Any information you submit to Teachers Life is deemed to be insecure and could potentially be seen by other person(s) while in transit. If you wish to keep the information totally confidential, you should not submit it through this site.
Any information provided through our website is for Teachers Life use only. We do not collect personally identifiable information such as names, addresses, postal codes, e-mail addresses etc. unless you provide it to us on a voluntary basis with your full knowledge. The Teachers Life web site does not use "cookies", small text files that Web sites create on your hard drive when you visit this site. We cannot guarantee that web sites that are "linked" to our own do not conduct the aforementioned practice.
Like any regulated insurer in Canada, Teachers Life does not sell names, addresses of our members and prospective members to third party organizations. We will share information in situations only where the law requires.
Limitations
The Society website is not intended to provide specific professional advice. Society insurance products mentioned in this site might have individual underwriting requirements and limitations. Articles on other topics are of a general nature. They should never be used as the sole basis for making a decision on any future course of action. While we have made reasonable efforts to ensure the electronic information on the site is correct and accurate, it may contain inaccuracies or typographical errors. The Society does not warrant or represent the information in this web site to be current, complete, accurate or suitable for every reader and will not be liable for damages out of the use of information on this site.
Our readers are advised not to rely on any information in this website for the purchase of insurance or financial planning decisions. For professional insurance and financial planning expertise specific to your situation, contact the Society at (416) 620-1140 or 1-(800) 668-4229
Links to other Web sites
This site includes links that connect to other Web sites. All link web sites are completely independent of this site. Teachers Life makes no endorsements and no assurance, representations or warranties as to the accuracy, quality, condition or completeness of the information contained in those third party websites. Website links to teachers' federations or teachers' associations do not necessarily imply any formal or informal connection between those organizations and Teachers Life nor does it imply any specific endorsement by Teachers Life of their activities.
Rights to Intellectual Property
Teachers Life is the owner of the intellectual property rights to material on this website. You may not make commercial use of the material. You may display on your computer, print, down load and use the material on this site for personal or educational use provided that you do not modify such material. Any other use, including the reproduction, modification, redistribution or retransmission of content on this site without our express permission is prohibited.
Trademarks
Trademarks are pending on the name Teachers Life and the Teachers Life logo. These items may not be reproduced without our express permission except for the limited purpose outlined above.
Insurance Products
All life and disability insurance contracts mentioned in this web site are underwritten and distributed by Teachers Life. Product descriptions found in this website are abbreviated summaries for general information and are not considered complete. Contact Teachers Life for more details about each of the products.
It is not our intention to advertise products to residents of jurisdictions in which those products and services are not available.
If you have any questions about this section, please contact the webmaster at:
insuring@teacherslife.com.
